Vehicle Loans*		APR - as low as
Auto, Boat, RV (1)		5.49%
Motorcycle, ATV, PWC, other		6.99%
Boat, RV Extended Financing (2)		7.49%

(1) Terms available up to 84 months.  Ask a credit union representative for complete details.  (2) $25,000 minimum, Boats/RV's - 7-year balloon option available, 15-year amortization. Payment example: 60 monthly payments of $19.45 per $1,000 borrowed at 6.25%APR.

Fixed Home Equity*	APR - as low as
5-Year Balloon (1)	6.00%
10-Year Fixed	6.75%
15-Year Fixed	7.25%
Second Home	Add 1% to rate

Member responsible for appraisal fees if required and for all closing costs on loans less than $25,000.  Typical closing costs range from $50 to $500.  GMFCU pays closing costs on loans (or lines of credit with an initial advance) of$25,000 or more held for 12 months or longer. (1) Rate fixed for 5 years.  After 5 years total principal owed is due as a balloon payment.  Payments may be amortized up to 20 years.  Payment is $88.51 for every $10,000 borrowed on 5-year balloon amortized over 15 years at 6.75% APR.

Home Equity Line of Credit	APR - as low as
Primary Residence	5.00%
Second Home	6.00%

Member responsible for appraisal fees if required and for all closing costs on loans less than $25,000.  Typical closing costs range from $50 to $500.  GMFCU pays closing costs on loans (or lines of credit with an initial advance) of$25,000 or more held for 12 months or longer. You can obtain credit advances during the first 10 year of the loan.  At the end of this period, the balance must be repaid within the subsequent 10 years.  Adjustable rate, changes quarterly. These loans have a floor of 5% APR and a ceiling of 18% APR.

Signature Loans*	APR - as low as
Lifestyle Loan	7.75%
Signature Loan	10.99%
Credit Builder Loan	15.00%
Signature Line of Credit	APR - as low as
Line of Credit or Overdraft Protection	12.00%
Personal Secured Loans	APR - variable
Share Secured	Share Rate + 2%
Certificate Secured	Certificate Rate + 2%

Credit Cards	APR - variable
VISA ®	Introductory Rate 0%

Introductory rate valid for purchases and balance transfers for at leat the first nine billing cycles.  Then rates may vary based upon 1-Month Libor.  No annual fee, 25 day grace period.

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*The above annual percentage rates assume active checking and automatic payments. Rate will be increased by .25% if automatic payment is not established at the onset of the loan and maintained throughout. Rate will also increase .25% without active checking account at onset of loan. APR = Annual Percentage Rate.  Actual rate based on applicant's credit qualifications, amount financed, collateral and loan terms.  Rates and terms subject to change without notice.  Loan rates apply to new loans or loans from other financial institutions and are not intended for refinancing of existing GMFCU loans.  Additional discounts may apply, ask a credit union representative for details.These rates are for example purposes only and are not an offer to enter into a loan agreement at a specified interest rate.