Personal Loans

Personal Loans

Whether you need a personal line of credit for overdraft protection, extra money for a vacation, or for emergency purposes, you'll find that GMFCU has the money you need at rates you can afford.

GMFCU offers the following personal loans for your convenience:

Line of Credit: Unsecured line of credit with lines available from $500 to $20,000 to be used for any purpose. You can access your line of credit when you want it - it's perfect for overdraft protection.
Signature Loan: Fixed-rate loan with terms up to 60 months.
Share/Certificate-Secured Loan: Adjustable rate, fixed term loan secured by funds in GMFCU share/certificate account.
Fixed-Rate Secured Loan: Fixed-term loans secured by other collateral (personal watercraft, snowmobiles, etc.) with terms up to 60 months.
Credit Builder Loan: When unexpected emergencies create a cash shortfall - turn to GMFCU for help with your critical need for short-term credit. The Credit Builder loan is designed to help you build credit and provide experience with managing credit.

Apply and get approved within 60 seconds*. Payment protection is also available on personal loans.

*Subject to normal credit granting criteria.